Current Rates

Shared Savings Rate

Share Account .05% APY

IRA Savings

.25% APY

The dividend rates for Shares and Term Share (CD) Accounts are determined by the Board of Directors and are paid quarterly on the last day of the quarter.
*APY is the Annual Percentage Yield

CD Rates

 

APY Rate
3 Month CD 0.10%
6 Month CD 0.15%
12 Month CD 0.25%
24 Month CD 0.35%

$1,000.00 minimum account balance. Interest is compounded & paid quarterly.
*APY is the Annual Percentage Yield.

Loan Rates

New Autos

2.45% to 3.75% APR* depending on term

The Credit Union will finance up to 95% of either the purchase price, or NADA Clean Retail Value – whichever is lower. Financing terms of up to 84 months available.

Used Autos (1 to 4 years old)

2.45% to 3.75% APR* depending on term

The Credit Union will finance up to 95% of either the purchase price, or NADA Clean Retail Value – whichever is lower. Financing terms of up to 72 months available.

Used Autos (5 to 10 years old)

4.75% APR*

The Credit Union will finance up to 85% of either the purchase price, or NADA Clean Retail Value – whichever is lower. Financing terms of up to 60 months available.

Used Autos (Over 10 Years Old)

7.00% APR*

The Credit Union will finance up to 80% of either the purchase price, or NADA Clean Retail Value – whichever is lower. Financing terms of up to 36 months available.

New RVs, Campers, Trailers

3.50% to 4.50%* APR depending on term.

The Credit Union will finance up to 95% of either the purchase price, or NADA Clean Retail Value – whichever is lower. Financing terms of up to 180 months available.

Used RVs, Campers, Trailers

3.49% to 5.49%* APR* depending on term

The Credit Union will finance up to 85% of either the purchase price, or NADA Clean Retail Value – whichever is lower. Financing terms of up to 180 months available.

New and Used Boats

3.50% to 4.50%* APR* depending on term.

The Credit Union will finance up to 85% of either the purchase price, or NADA Clean Retail Value – whichever is lower. Financing terms of up to 120 months available.

Signature Loan

10.25% APR*

 

Shared Secured

5.85% APR*

 

New Snowmobiles, 4 wheelers, Jet Skis

4.25% APR*

The Credit Union will finance up to 80% of either the purchase price, or NADA Clean Retail Value – whichever is lower. Financing terms of up to 60 months available.

Used Snowmobiles, 4 Wheelers, Jet Skis

4.25% APR*

The Credit Union will finance up to 75% of either the purchase price, or NADA Clean Retail Value – whichever is lower. Financing terms of up to 60 months available.

New Motorcycles

4.25% APR*

The Credit Union will finance up to 90% of either the purchase price, or NADA Clean Retail Value – whichever is lower. Financing terms of up to 60 months available.

Used Motorcycles

4.59% APR*

The Credit Union will finance up to 75% of either the purchase price, or NADA Clean Retail Value – whichever is lower. Financing terms of up to 60 months available.

New Farm Equipment

7.50% APR*

The Credit Union will finance up to 67% of either the purchase price, or NADA Clean Retail Value – whichever is lower. Financing terms of up to 48 months available.

Used Farm Equipment

7.50% APR*

The Credit Union will finance up to 67% of either the purchase price, or NADA Clean Retail Value – whichever is lower. Financing terms of up to 48 months available.

Line of Credit/Share Overdraft (Variable Rate)

6.25% APR*

The Annual Percentage Rate (APR) for the Line of Credit is subject to change quarterly on the 1st day of January, April, July, and October based upon the WSJ Prime Rate. Minimum advance for Line of Credit is $100.

New Mobile Home

9.25% APR*

The Credit Union will finance up to 80% of either the purchase price, or NADA Clean Retail Value – whichever is lower. Financing terms of up to 120 months available.

Used Mobile Home

10.25% APR*

The Credit Union will finance up to 80% of either the purchase price, or NADA Clean Retail Value – whichever is lower. Financing terms of up to 84 months available.

*APR is the Annual Percentage Rate.
All rates effective April 1st, 2015.

3 Depot, La Grande, OR 97850 | PO Box 3010 La Grande. OR 97850 | Phone: 541.963.3053 | Email: info@uwbfcu.com

NOTICE: Union Wallowa Baker Federal Credit Union is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The bank is not responsible for the content. Please contact us with any concerns or comments. 

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